Artificial Intelligence (AI) is revolutionizing the financial technology (fintech) industry by enhancing efficiency, reducing risks, and providing intelligent automation for various financial processes. AI in fintech enables advanced fraud detection, personalized banking experiences, algorithmic trading, credit scoring, and regulatory compliance. With machine learning-driven predictive analytics, financial institutions can assess risks more accurately and optimize investment strategies. AI-powered chatbots and virtual assistants improve customer service by providing instant responses to queries. Additionally, AI-driven robo-advisors offer automated financial guidance, helping users make informed decisions. As AI continues to evolve, its impact on fintech will expand, driving innovation and improving financial accessibility.